All Risks insurance provides indemnity against accidental loss or damage to specified items as a result of any cause (including fire) within the geographical area specified in the policy. Items under this policy include portable office equipments, laptops, scanners, smaller printers, cameras and other similar light equipments. Coverage may be extended to personal effects of senior employees while traveling on company business e.g. Laptops.
Requirements for quotation
A schedule of the items (or asset register) is to be provided including
The cover may be extended to cover riot and strike at additional premium. The Territorial limits may be restricted to Kenya but extensions can be requested to Worldwide.
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